Anyone of any income can negotiate a medical bill. There are few tips that you should follow if you are trying to do this yourself. Here they are…
1. Be honest to a fault regarding your financial situation, your illness, and family needs. If you are applying for charity and have thousands of dollars hidden somewhere….I promise you most times people will find out. Nothing is really private anymore.
2. If you know in advance of an upcoming medical procedure negotiate in advance. Do not wait until the procedure is already done unless that was your only choice. Preparing in advance will save you money, time, and paperwork issues in your time of recovery. Know and understand how your medical insurance works. If it is not an emergency and you have no insurance you must discuss price in advance.
3. 
Be prompt in contacting all the people involved. Keep perfect records. This is inclusive of the names, dates, times, and what was discussed. Ask for the person in charge if necessary.
These tips are part of process in successful medical bill negotiation. Sometimes it helps to hire a professional. I have been negotiating medical bills for many years…my own and for others.
If you have questions please contact me Amy Regenstreif, Treat Your Healthcare Like a Business at amyreg@aol.com. I am here to help you navigate this very emotional roller coaster!
Thanks, Amy for writing some great advice. So many people need a service like yours. When someone gets a life altering medical diagnosis the last thing they need to worry about are the bills.